Economy What Do Second Jobs and Gigs Tell Us About the America Economy Now? The number of Americans with bona fide second jobs as increased by 12.5 percent year over year.
Credit How to Build a DIY Credit Repair Plan Navigate your DIY credit repair journey with this step-by-step guide. From understanding reports to seeking legal aid, reclaim your financial freedom.
Saving The Importance of Saving for the Future: Lessons from the Ant in Proverbs Discover timeless financial wisdom through the lens of nature, learn how ants can inspire modern economic resilience and preparation.
Entrepreneurship The Principle of Avoiding Debt for Entrepreneurs Debt, when misused, can lead to financial strain and diminish our sense of freedom. For entrepreneurs, responsible borrowing, guided by biblical principles, ensures financial wisdom and peace of mind.
Economy From Sicilian Pasta to U.S. Gas Stations: Decoding the Language of Prices From Palermo's vibrant streets to global economic intricacies, explore how prices narrate stories of resource allocation, value, and interconnectedness.
Credit Credit Bureau Complaints Blast Off in 2023 Consumer complaints against major credit bureaus surge by 550 percent from 2020-2023. CFPB criticizes their handling of issues. Stay vigilant about your credit reports
Investing Expense Ratio Basics for Comparing Mutual Funds, ETFs Understanding Expense Ratios in Mutual Funds & ETFs: Enhance Long-Term Financial Health by Making Informed Investment Decisions.
Entrepreneurship The Principle of Frugality for Entrepreneurs It is difficult for us to think about frugality without remembering a colonial American saying, "piety, industry, and frugality." The idea was that a good American was pious, believing in God. He was hard-working or industrious if you will. And the fellow was frugal.
Economy 2022 U.S. Personal Savings Fell to Lowest Level in Years Exploring the steep decline in U.S. personal savings in 2022, this article analyzes the driving factors, potential economic impacts, and offers strategies for individuals to build wealth amidst high inflation
Blogging Blogging and Ecommerce: Forever Friends One of the best ways to monetize your blog is to sell a product. In this context, ecommerce —or selling a product online— can mean selling anything from a checklist or Notion template to a physical product. Find an item that makes good sense for your blog's audience and sell it.
Credit Steering Towards Credit Health: The Impact of Auto Loans on Your Credit Score Explore how auto loans can shape your credit score, learn how they can boost or damage it, and get tips for managing your auto loan wisely.
Loans Driving into Debt. Auto Loan Interest on the Rise in 2023 Halfway through 2023, the average interest rate charged for a 60-month, new-vehicle loan continues to rise in the United States.
Entrepreneurship The Principle of Wise Planning in Entrepreneurship As entrepreneurs, we should approach planning with a strategic mindset, considering factors such as market trends, competition, and customer needs.
Side Hustle Giving ClearVoice a Try Or How to Set Up a ClearVoice Account With more than two decades of freelancing experience, Armando, one of the You, Money, Happiness founders, tries out the ClearVoice marketplace.
Economy U.S. Bank Failures from 1934 to June 2023 A complete list of U.S. bank failures from 1934 through the first half of 2023.
Credit 5 Money Saving Tips for Your Journey Out of Debt Discover actionable tips to combat debt: understand your obligations, create a budget, boost income, cut expenses, and consider debt refinancing.
Budget How to Use the Kakeibo for Couples and Household Budgeting Learn how to take control of your finances with Kakeibo, a simple and effective method for tracking expenses and setting financial goals.
Economy The Haig-Simons Definition: Redefining the Concept of Income The Haig-Simons Definition of Income is a widely used and influential definition in tax policy and economic analysis despite criticisms and alternative approaches.
Robinhood Beginner Investors Rejoice: Robinhood's Commission-Free Trades Make Stock Market Entry Easy Discover how Robinhood has become a popular choice for beginner investors looking to get started in the stock market with commission-free trades.
Saving Smart Ways to Save Money While Following the Mediterranean Diet Learn how to follow the Mediterranean Diet without breaking the bank. Discover smart ways to save money while eating healthy and delicious meals.
Loans The Avalanche and Snowball: Two Approaches to Vanquish Personal Debt Explore the Avalanche and Snowball Methods for debt reduction, understanding their unique benefits and pitfalls for optimal financial health.
Budget The Financial Pitfalls: 11 Reasons Why Folks Fail with Money Uncover the common reasons folks fail with money, from poor budgeting to neglecting health, and learn how to avoid these pitfalls for financial success.
Taxes A Quick Guide to Managing Tax Liability for Side Businesses Discover how to navigate tax obligations for side businesses and freelancers. Track income, make estimated payments, and maximize deductions. Stay compliant with IRS guidelines.
Entrepreneurship The Principle of Honesty in Entrepreneurship Honesty: Truthful, fair, and sincere dealings with others. Rooted in God's character. Crucial for entrepreneurs to build trust, integrity, and success.
Investing Cash Accounts vs. Margin Accounts on Robinhood: A Comprehensive Comparison Explore the key differences between Robinhood's cash and margin accounts, understand their risks and benefits, and learn which fits your investing style.