Credit - You, Money, Happiness

What Kind of Debt Should You Crush with an Avalanche?

Explore the Avalanche Method for debt repayment, focusing on high-interest, unsecured debts to effectively reduce costs and achieve financial freedom.

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Credit

When to Choose the Avalanche Method and Crush Your Debt

Discover the Avalanche Method for high-interest debt repayment: a disciplined, efficient approach to reduce costs and accelerate financial freedom.

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Loans

Does a Debt Consolidation Loan Hurt Your Credit?

Explore the impacts of debt consolidation loans on credit scores, the balance between benefits and risks, and smart financial habits for debt management.

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Credit

The Debt Rule

Debt, in its essence, is neither good nor bad; it's a financial tool. However, its impact on one's life largely depends on how it's managed.

Credit

How to Build a DIY Credit Repair Plan

Navigate your DIY credit repair journey with this step-by-step guide. From understanding reports to seeking legal aid, reclaim your financial freedom.

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Credit

Credit Bureau Complaints Blast Off in 2023

Consumer complaints against major credit bureaus surge by 550 percent from 2020-2023. CFPB criticizes their handling of issues. Stay vigilant about your credit reports

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Credit

Steering Towards Credit Health: The Impact of Auto Loans on Your Credit Score

Explore how auto loans can shape your credit score, learn how they can boost or damage it, and get tips for managing your auto loan wisely.

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Credit

5 Money Saving Tips for Your Journey Out of Debt

Discover actionable tips to combat debt: understand your obligations, create a budget, boost income, cut expenses, and consider debt refinancing.

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Loans

The Avalanche and Snowball: Two Approaches to Vanquish Personal Debt

Explore the Avalanche and Snowball Methods for debt reduction, understanding their unique benefits and pitfalls for optimal financial health.

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Credit

Looking for a Hard Inquiry Removal Service? Stop.

Overall, the key to maintaining a good credit score is to practice good credit habits over time. By being responsible with your credit and managing it carefully, you can improve your creditworthiness and achieve your financial goals.

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Credit

How Do I Get a Copy of My Credit Reports?

In the United States, you can get a free credit report each year. Simply visit AnnualCreditReport.com.

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Loans

A Debt Overview: Getting to Know the Money You Owe

Debt comes in a few different flavors, including secured, unsecured, revolving, and installment debt.

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Loans

If You Need a Debt Repayment Strategy We Have Three

Effective repayment strategies help us manage debts responsibly and develop a plan to become debt-free.

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Credit

What Does Tradeline Mean on My Credit Report?

Tradelines are credit account records appearing on your credit report that provide crucial information about your credit history. Learn the importance of tradelines and how they impact your credit score.

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Credit

How Do I Dispute an Error on My Credit Report?

Sending a dispute letter is one of the best ways to dispute an error on a credit report.