Loans - You, Money, Happiness

What Kind of Debt Should You Crush with an Avalanche?

Explore the Avalanche Method for debt repayment, focusing on high-interest, unsecured debts to effectively reduce costs and achieve financial freedom.

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Credit

When to Choose the Avalanche Method and Crush Your Debt

Discover the Avalanche Method for high-interest debt repayment: a disciplined, efficient approach to reduce costs and accelerate financial freedom.

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Loans

Does a Debt Consolidation Loan Hurt Your Credit?

Explore the impacts of debt consolidation loans on credit scores, the balance between benefits and risks, and smart financial habits for debt management.

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Credit

The Debt Rule

Debt, in its essence, is neither good nor bad; it's a financial tool. However, its impact on one's life largely depends on how it's managed.

Credit

How to Build a DIY Credit Repair Plan

Navigate your DIY credit repair journey with this step-by-step guide. From understanding reports to seeking legal aid, reclaim your financial freedom.

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Entrepreneurship

The Principle of Avoiding Debt for Entrepreneurs

Debt, when misused, can lead to financial strain and diminish our sense of freedom. For entrepreneurs, responsible borrowing, guided by biblical principles, ensures financial wisdom and peace of mind.

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Credit

Steering Towards Credit Health: The Impact of Auto Loans on Your Credit Score

Explore how auto loans can shape your credit score, learn how they can boost or damage it, and get tips for managing your auto loan wisely.

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Loans

Driving into Debt. Auto Loan Interest on the Rise in 2023

Halfway through 2023, the average interest rate charged for a 60-month, new-vehicle loan continues to rise in the United States.

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Credit

5 Money Saving Tips for Your Journey Out of Debt

Discover actionable tips to combat debt: understand your obligations, create a budget, boost income, cut expenses, and consider debt refinancing.

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Loans

The Avalanche and Snowball: Two Approaches to Vanquish Personal Debt

Explore the Avalanche and Snowball Methods for debt reduction, understanding their unique benefits and pitfalls for optimal financial health.

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Saving

Silicon Valley Bank Failure and How to Protect Yourself

The SVB collapse is the worse banking crisis in more than a decade.

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Loans

A Debt Overview: Getting to Know the Money You Owe

Debt comes in a few different flavors, including secured, unsecured, revolving, and installment debt.

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Loans

If You Need a Debt Repayment Strategy We Have Three

Effective repayment strategies help us manage debts responsibly and develop a plan to become debt-free.

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Budget

Payday Loans: A Descent into Debt with the Devil

Payday loans are never a good option to handle a financial crisis. In fact, they can create a devilish cycle of debt.