Economy 2022 U.S. Personal Savings Fell to Lowest Level in Years Exploring the steep decline in U.S. personal savings in 2022, this article analyzes the driving factors, potential economic impacts, and offers strategies for individuals to build wealth amidst high inflation
Blogging Blogging and Ecommerce: Forever Friends One of the best ways to monetize your blog is to sell a product. In this context, ecommerce —or selling a product online— can mean selling anything from a checklist or Notion template to a physical product. Find an item that makes good sense for your blog's audience and sell it.
Credit Steering Towards Credit Health: The Impact of Auto Loans on Your Credit Score Explore how auto loans can shape your credit score, learn how they can boost or damage it, and get tips for managing your auto loan wisely.
Loans Driving into Debt. Auto Loan Interest on the Rise in 2023 Halfway through 2023, the average interest rate charged for a 60-month, new-vehicle loan continues to rise in the United States.
Entrepreneurship The Principle of Wise Planning in Entrepreneurship As entrepreneurs, we should approach planning with a strategic mindset, considering factors such as market trends, competition, and customer needs.
Side Hustle Giving ClearVoice a Try Or How to Set Up a ClearVoice Account With more than two decades of freelancing experience, Armando, one of the You, Money, Happiness founders, tries out the ClearVoice marketplace.
Economy U.S. Bank Failures from 1934 to June 2023 A complete list of U.S. bank failures from 1934 through the first half of 2023.
Credit 5 Money Saving Tips for Your Journey Out of Debt Discover actionable tips to combat debt: understand your obligations, create a budget, boost income, cut expenses, and consider debt refinancing.
Budget How to Use the Kakeibo for Couples and Household Budgeting Learn how to take control of your finances with Kakeibo, a simple and effective method for tracking expenses and setting financial goals.
Economy The Haig-Simons Definition: Redefining the Concept of Income The Haig-Simons Definition of Income is a widely used and influential definition in tax policy and economic analysis despite criticisms and alternative approaches.
Robinhood Beginner Investors Rejoice: Robinhood's Commission-Free Trades Make Stock Market Entry Easy Discover how Robinhood has become a popular choice for beginner investors looking to get started in the stock market with commission-free trades.
Saving Smart Ways to Save Money While Following the Mediterranean Diet Learn how to follow the Mediterranean Diet without breaking the bank. Discover smart ways to save money while eating healthy and delicious meals.
Loans The Avalanche and Snowball: Two Approaches to Vanquish Personal Debt Explore the Avalanche and Snowball Methods for debt reduction, understanding their unique benefits and pitfalls for optimal financial health.
Budget The Financial Pitfalls: 11 Reasons Why Folks Fail with Money Uncover the common reasons folks fail with money, from poor budgeting to neglecting health, and learn how to avoid these pitfalls for financial success.
Taxes A Quick Guide to Managing Tax Liability for Side Businesses Discover how to navigate tax obligations for side businesses and freelancers. Track income, make estimated payments, and maximize deductions. Stay compliant with IRS guidelines.
Entrepreneurship The Principle of Honesty in Entrepreneurship Honesty: Truthful, fair, and sincere dealings with others. Rooted in God's character. Crucial for entrepreneurs to build trust, integrity, and success.
Investing Cash Accounts vs. Margin Accounts on Robinhood: A Comprehensive Comparison Explore the key differences between Robinhood's cash and margin accounts, understand their risks and benefits, and learn which fits your investing style.
Side Hustle 8 Ways to Earn Money with a Blog or Newsletter Discover 8 lucrative ways to monetize your blog or newsletter, from selling products and advertising to memberships and blog flipping.
Side Hustle Is Selling on eBay a Good Business or Side Hustle? A Brief Overview Explore the potential of eBay as a business or side hustle, diving into the prospects and challenges of selling new items, pre-owned goods, and automobiles.
Budget A Reminder to Live Beneath Your Means A reminder that living beneath your means is great for long-term wealth building. Seven practical steps for frugal living.
Entrepreneurship The Principle of Hard Work Hard work and dedication lead to success and achievement. As Christian entrepreneurs, we strive to honor God through our diligent efforts, knowing that He rewards our labor. By working hard and relying on His guidance, we can positively impact the world.
Economy Making the Poor, Rich Lower taxes for a better standard of living. Support policies that promote production and benefit the poor. Discover the impact of supply-side economics on personal wealth and retirement.
Investing The Benefits of Index Funds and How to Invest in Them on Robinhood Discover the benefits of index funds and learn how to invest in them on Robinhood. Diversify, save on fees, and achieve consistent returns.
Entrepreneurship How to Start a Profitable Sealcoating Business in the United States Learn how to start a successful sealcoating business, from estimating jobs and marketing strategies to equipment, materials, and profitability.
Taxes America Needs a Tax Cut. Just Ask Kennedy and Reagan Explore the shared tax policy views of two popular U.S. presidents, John F. Kennedy and Ronald Reagan, and their belief in the power of lower tax rates for individuals and businesses to stimulate economic growth.
