Manrado Gorgio - You, Money, Happiness (Page 2)

The Cost of a Good Haircut: An Allegory of Individual Responsibility, Wealth Creation, and Resource Distribution

Sometimes a short allegory helps describe complex ideas. Here is a take on Individual responsibility, wealth creation, and resource distribution.

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Side Hustle

Choosing Between a Sole Proprietorship and LLC: Factors to Consider for Small Business Owners

Choosing the proper business structure is a critical decision that can significantly impact the success and growth of your business. By carefully considering the factors discussed in this article, you can make an informed decision between a sole proprietorship and an LLC.

Government Economic Missteps contributed to the 1973-1975 recession.

Economy

The 1973-1975 Recession: A Lesson in Market Intervention and Government Missteps

The government's economic policies and other factors contributed to a recession from 1973-1975.

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Credit

Looking for a Hard Inquiry Removal Service? Stop.

Overall, the key to maintaining a good credit score is to practice good credit habits over time. By being responsible with your credit and managing it carefully, you can improve your creditworthiness and achieve your financial goals.

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Saving

11 Reasons To Double Down on Your Emergency Fund

If you want peace of mind and the wherewithal to take on unexpected expenses, you need an emergency fund.

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Saving

Silicon Valley Bank Failure and How to Protect Yourself

The SVB collapse is the worse banking crisis in more than a decade.

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Retirement

If Elon Musk is Right About AI, Could It Impact Your Retirement?

Elon Musk is concerned about an AI singularity, but if we are optimistic, how could really good AI impact retirement savings?

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Side Hustle

Clear Writing Makes Money: The Minto Pyramid and the Inverted Pyramid

Clear writing is essential for engaging readers and growing revenue. Learn how these structures can help you communicate your ideas effectively and make your writing more accessible to a wider audience.

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Loans

A Debt Overview: Getting to Know the Money You Owe

Debt comes in a few different flavors, including secured, unsecured, revolving, and installment debt.

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Loans

If You Need a Debt Repayment Strategy We Have Three

Effective repayment strategies help us manage debts responsibly and develop a plan to become debt-free.

Small business ownership is a path toward financial security.

Money

4 More Reasons Business Ownership Builds Wealth

Business ownership is an opportunity for capital appreciation, financial security, tax benefits, and flexibility. These are four more reasons YMH believes ownership is a path to wealth building.

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Budget

A Brief Description of the Consumer Price Index

The Consumer Price Index can have a significant impact on an individual's personal finances.

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Credit

What Does Tradeline Mean on My Credit Report?

Tradelines are credit account records appearing on your credit report that provide crucial information about your credit history. Learn the importance of tradelines and how they impact your credit score.

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Credit

How Do I Dispute an Error on My Credit Report?

Sending a dispute letter is one of the best ways to dispute an error on a credit report.

Retirement

What You Need to Know About RMDs in 2023

In December 2022, the U.S. Congress passed the SECURE Act 2.0 which included several changes that impact retirement, including changes to when retirees must take distributions.

Budget

How to Create and Stick With a Successful Reverse Budget Plan

A reverse budget plan is a powerful tool that can help individuals achieve their financial goals and create long-term wealth.

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Side Hustle

Side Hustle Definition: What is a Side Hustle?

Side hustle: work done for income in addition to one's primary job.

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Side Hustle

Gig Economy Definition: What is the Gig Economy?

Gig Economy: A term referring to a labor market characterized by the prevalence of short-term contracts or freelance work as opposed to permanent jobs.

A pixel art ambulance with a dollar sign on the side, showing a financial emergency.

Saving

Emergency Fund Definition: What is an Emergency Fund?

Emergency fund: A savings account set aside specifically for unexpected expenses or emergencies.

An oil painting of an account sitting at his desk in 1983 via the DALL-E 2 AI.

Budget

Budget Definition: What is a Budget Anyway?

Budget: A plan for how you will allocate your income and expenses over a specific period of time.