Armando Roggio - You, Money, Happiness (Page 4)

Here is Why Big Brands Want to Sponsor Your Newsletter

Email newsletters have become a valuable tool for creators and influencers to build personal connections with their readers while also providing a platform for brands to sponsor and engage with potential customers.

An AI generated image of two pyramids seen in the distance.

Side Hustle

Clear Writing Makes Money: The Minto Pyramid and the Inverted Pyramid

Clear writing is essential for engaging readers and growing revenue. Learn how these structures can help you communicate your ideas effectively and make your writing more accessible to a wider audience.

An image of a desk with a coffee mug on it. The mug has the word hustle printed on it.

Side Hustle

A Side Hustle Can Be Your Financial Backstop

In times of uncertainty, a second income, i.e. a side hustle, can be a backstop against financial emergencies like job loss.

An AI generated image of a stern-looking hamster in a turtleneck holding an abacus.

Budget

How to Create and Stick to a Zero-sum Budget Plan

Zero-sum budgeting allocates every penny of monthly income to some positive purpose.

An AI generated image of the devil standing in front of a bank.

Budget

Payday Loans: A Descent into Debt with the Devil

Payday loans are never a good option to handle a financial crisis. In fact, they can create a devilish cycle of debt.

An AI generated image of a panda bear dressed like a scientist standing in front of a chalkboard.

Side Hustle

A Virtuous Cycle of Newsletter Growth

Newsletter creators —publishers— can use advertising, monetization, and optimization to create a virtuous cycle of subscriber growth and profit.

An AI-generated oil painting smug-looking Labrador Retriever dressed like a 1970s Actuary seating at a table

Budget

How to Create and Stick with a 50/30/20 Budget Plan

Managing your budget can be a daunting and overwhelming task. There can be so many expenses to consider, it can be hard to know where to start. That's why the 50/30/20 budget plan can be a good tool for budgeting success.

An AI generated image of a country church in the Spring.

Money

Five Books that Focus on a Biblical View of Money

Christians believe that God is sovereign, meaning that he is the supreme ruler. God governs everything in the believer's life, including the believers money.

An image showing winged money flying with a beautiful sky in the background.

Saving

Make Saving a Habit: The Benefits of Setting Up an Automatic Savings Plan

Automatic savings and investing plans, as well as making other financial decisions that can help to build wealth automatically, rather than relying on conscious effort and discipline.

Taxes

5 Tips for Avoiding an IRS Audit

An IRS audit does not necessarily mean that there is anything wrong with your tax return. And, frankly, many folks report that they are not all that bad, generally, but there are still reasons to want to avoid an audit.

A pair of beach chairs positioned for a view of the ocean, with the number four and a percent sign on the horizon.

Retirement

The 4% Rule of Retirement

The four-percent rule suggests that you should never run out of money in your retirement portfolio. The balance will fluctuate with the market, but there would always be a substantial sum.

Budget

Japanese Financial Journaling: What is Kakeibo?

The principle of kakeibo is simple: Track your spending.